AXA Apex InvestLife Plan (Exclusive For Citibank* Customers) An investment-linked insurance plan offers you life insurance protection up to age 100 while also helping you invest in global markets. Its key features include: • Dual Bonuses to boost your returns A Start-up Bonus equal to 3% of your regular Basic Premium paid in the 1 policy year will be credited to your account to give you a head start on your plan. We treasure your long-term relationship with us, therefore, on top of the Start-up Bonus, we will pay you a Loyalty Bonus starting from the 6 policy anniversary to increase the value of your investment. • No upfront charges All the regular Basic Premium together with the Start-up Bonus and Loyalty Bonus will be invested in the funds you selected without any upfront charges, making your investment dollars work in full capacity to maximize long-term gain potentials. • Unmatched financial flexibility To cope with unexpected financial needs, you may apply for a premium holiday after the 2 policy anniversary or partially withdraw your account value at any time as long as the remaining account value exceeds the Minimum Account Balance. You may also make lump sum premium contribution to the Plan at any time to increase your potential investment returns. • A wide range of investment funds Over 30 funds from reputable fund houses across various worldwide financial instruments and sectors are available to suit your investment appetite. You can make unlimited switches of fund with Switching Fee currently waived to give you flexibility to capture investment potentials. For details of the funds currently available, please refer to Investment Fund Choice leaflet. • Annuity Options Starting from the 10 policy anniversary, three annuity options including Life Annuity, Participating Life Annuity and 5/10/15 Years Fixed Term Annuity are available for your selection to secure a retirement life. • Life Protection up to age 100 The Plan offers you life benefit up to age 100. So, in the unfortunate event of your death, you can be sure that your loved ones will be taken care of. Download Literature AXA Apex InvestLife Plan - Principal Brochure (352 KB) AXA Apex InvestLife Plan - Investment Fund Choice leaflet (389 KB) (356 KB) Download Acrobat Reader to view PDF file Enquiry AXA Citigold Tel: (852) 2506 2682 AXA Citibanking Tel: (852) 2506 2683 * Citibank (Hong Kong) Limited is acting as an insurance agent for AXA China Region Insurance Company (Bermuda) Limited. Notes: 1 The Plan details are at all times subject to the relevant terms and conditions and policy charges relating to AXA Apex InvestLife Plan and is only applicable under designated circumstances. Please refer to the Principal Brochure for further details. 2 For Lump Sum Premium, a Premium Charge equals 5% of the Lump Sum Premium will be charged upfront and the balance will be used to buy units. For details of policy charges, please refer to the Principal Brochure of the Plan. 3 The minimum switching amount is currently USD500 / HKD4,000. AXA China Region Insurance Company (Bermuda) Limited reserves the right to impose a Switching Fee of up to 1% of the amount to be switched in the future by giving you prior written notice. 4 The amount of account value applied to purchase such annuity plans should not be less than the minimum account determined by AXA China Region Insurance Company (Bermuda) Limited from time to time. 5 The Plan provides a life benefit equals 101% of your account value if the Insured passes away. You can opt for the capital protection life benefit option, which equals the greater of 101% of account value or 101% of total premium paid (total regular Basic Premium and Lump Sum Premium paid) less all withdrawals. This Plan is subject to investment risks, including possible loss of the principal amounts invested if withdrawal of account value or surrender of the policy is made. Please note that investments involve risks, and the value of the investments and the yield from the Plan may go down as well as up as a consequence of the general nature of varied investments and possible exchange or interest rate fluctuation. Please refer to the Principal Brochure for details and charges.