Disability Income Protection

Insures you against the risk of loss of income if you can't work due to sickness or injury caused by accident Total disability coverage up to 70% of your monthly income to cover your expenditure Flexible - choice of benefit periods from two to five years or up to age 65, and choice of waiting periods from 30 to 180 days Partial disability benefit is proportionate to the reduction in your earnings at a reduced capacity

Death benefit cover - we provide a lump-sum death cover up to three times the monthly benefit Waiver of premium - if you become totally disabled, and you are unable to work for a period of six months or longer, we will step in and pay your future premiums until your total disability benefit ceases Inflation-proof right - protects you against the effects of inflation. No further medical evidence is required Guaranteed renewal Worldwide cover

For detailed terms, conditions and exclusions of the plan, please refer to the your policy. This website contains general information only. It is not a policy.