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Safe? Or brave?
How to determine what investment mix is right for you? Though our investment tool "Dr. Fund", you can understand your risk profile more.  
A. Life Cycle

1. Your Age:
   30 or below
   31 to 50
   51 or above

2. Marital Status:
   Single or divorced
   Married
3. No. of dependents (including the children below the age of 25):
   None
   One
   Two
   Three
   More than three
4. The age of your youngest child
   No children or age 25 or above
   18-24
   12-17
   6-11
   5 or below

B. Time Scale
5. You expect to retire in:
   Less than 3 years
   3-5 years
   6-10 years
   11-15 years
    Over 15 years
6. On your expected retirement date, how confident are you on having sufficient money to maintain your living standards?
   Not Confident
   Slightly Confident
   With Confidence
   Very Confident
   Extremely Confident

C. Risk / Return Assessment
7. Which of the following best reflects your attitude toward investment?
I look up share and fund prices every day
I would have trouble sleeping at night knowing that the value of my investment may go down
I can take risk as long as it doesn't erode my investment principal
Fluctuations do not bother me as long as I am compensated
I don't keep a watch on how my investments are performing
 
8. Which of the following best describes your investment capability?
   I cannot invest myself at all
   I am a competent investor but would seek minimal professional advice
   I am a highly competent investor
9. Do you have your own property?
   No
   Mortgage, with over 70% liability
   Mortgage, with 50% - 70% liability
   Mortgage, with less than 50% liability
   Own, without any liability
The above is just a quick quiz to help you identify your risk tolerance level. It is intended to provide general guidance and is for educational purpose only. It should not be treated as specific advice. While our insurance consultant may provide you with factual information as stated in publications authorized by the Company, you should make your fund allocation based on YOUR OWN judgement and personal circumstances.
 
Each investment fund is subject to market and exchange rates fluctuations and to risks inherent in all investments. The prices of units of any investment fund may go down as well as up. For full details, please refer to the Principal Brochure of the relevant investment - linked plan.
 
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