With so many different investment products available in the market, it can be very difficult to choose the right one. Investment products in the market are presented with different risk and return potential, investing purely on luck is very risky. What's more, putting all your retirement or investment savings in one single investment is also risky and may result in a large loss. Therefore, it is critical to identify the most appropriate investment strategy for you with adequate planning and a clear investment strategy and goal.
How should I invest?
Your investment plan should depend on your:
Financial goals and needs
Identifying your investment goal is the first step. You need to understand and be certain about the goal of your investment before choosing the right investment products
Investment time horizon
Categorize your investment time horizon into short, medium or long term, then select the right product with the right investment time-span
Your risk tolerance
After the investment target is set, you have to know your risk tolerance level, find out whether your style is conservative, moderate or aggressive
Smart investors know how to capture the right investment opportunity and maximise the potential of their wealth. Be a smart investor by understanding the golden rules of investing:
Life insurance plans are offered by AXA China Region Insurance Company Limited and AXA China Region Insurance Company (Bermuda) Limited while investment-linked plans are offered by AXA China Region Insurance Company (Bermuda) Limited. Mandatory provident fund products are available through AXA China Region Insurance Company Limited while our occupational retirement scheme product is available from AXA China Region (Bermuda) Limited. Investment advisory and asset management services are being offered by and are available through AXA China Region Investment Services Limited.
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For references only, you should select your investment portfolio according to your personal situations.
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The facts and opinions are for general information only and should not be construed as investment advice nor intended to be an invitation to invest. We will not be responsible for any direct or incidental loss incurred by applying any of the information herein.
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Each investment is subject to market and exchange rates fluctuation and to risks inherent in all investments. The prices of investments or units of any investment fund may go down as well as up. For further details, please refer to the principal brochure or offering document of the relevant insurance, retirement or investment products.
