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Balancing risk and reward
The importance of diversification
The benefits of starting early


The sooner you put your money to work, the more it can grow. This is because any interest, dividends or gains that your savings earn can accumulate additional returns - a snowball effect known as compounding returns - the more you roll it over, the bigger it gets. Compounding returns is quite simply investment returns making more returns - it's that easy! Just keep your money invested! You'd be surprised how your investments can add up over the years.
Return p.a. / Years
5
10
15
20
25
30
5%
HK$138,579
HK$313,859
HK$538,805
HK$827,493
HK$1,197,982
HK$1,673,453
8%
HK$149,933
HK$370,331
HK$698,690
HK$1,187,894
HK$1,916,733
HK$3,002,590
10%
HK$158,165
HK$415,104
HK$837,849
HK$1,533,394
HK$2,677,781
HK$4,560,651
The above example shows how a small investment of HK$2,000 per month can grow. You can see that the earlier you start to accumulate wealth, the higher the reward. Start your investment plan now and make your future more rewarding.
This is only a hypothetical example based on hypothetical rates of return for illustration purposes. There is no guarantee that such return will actually be achieved.
Flexible financial planning can help you achieve your financial protection, wealth and retirement goals throughout different stages of your life. AXA's 5 steps financial planning process helps you design a plan that best meets your personal needs. We are happy to provide consultation service to you free of charge and your personal information will be kept confidential.

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-Life insurance plans are offered by AXA China Region Insurance Company Limited and AXA China Region Insurance Company (Bermuda) Limited while investment-linked plans are offered by AXA China Region Insurance Company (Bermuda) Limited. Mandatory provident fund products are available through AXA China Region Insurance Company Limited while our occupational retirement scheme product is available from AXA China Region (Bermuda) Limited. Investment advisory and asset management services are being offered by and are available through AXA China Region Investment Services Limited.
-For references only, you should select your investment portfolio according to your personal situations.
-The facts and opinions are for general information only and should not be construed as investment advice nor intended to be an invitation to invest. We will not be responsible for any direct or incidental loss incurred by applying any of the information herein.
-Each investment is subject to market and exchange rates fluctuation and to risks inherent in all investments. The prices of investments or units of any investment fund may go down as well as up. For further details, please refer to the principal brochure or offering document of the relevant insurance, retirement or investment products.
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