FUTURE An investment-linked insurance plan helps you achieve a happy retirement with only 10 years of premium payment. It's time to discover the joy of planning and the joy of living the life you want. Road to SEE YOUR FUTURE......... Easy to achieve a happy retirement with only 10 years of payment By paying the basic premium for only 10 years, you can accumulate your own retirement fund. It also provides a disciplinary means to help you build up your investment portfolio for your retirement goals. Annuity as your private pension to secure a lifelong income It's wonderful that people are living longer these days, so you need to have financial resources that last as long as you live. Annuity is good choice. After your policy has been in force for 10 years, you may purchase a life annuity* whenever you like and as frequent as you want from the Company. It provides a regular stream of income for your lifetime and helps to free you from financial worries with steady income, offering you a sheer peace of mind. * The amount of account value withdrawn to purchase an annuity plan and the remaining account balance should not be less than the minimum amount determined by the Company from time to time. Double bonus to maximise the value of your investment A special retirement bonus will be credited to your account at the 10th policy anniversary to reward you for completing the 10 years' payment of basic premium, which empowers you to start your annuity at that time or later. As we treasure your long-term relationship with us, on top of the retirement bonus, we will pay you a loyalty bonus to increase the value of your investment, starting from the 15th policy anniversary and every 5th anniversary thereafter. Complete Flexibility to fit your budget and commitment To cope with other financial obligations, you may apply for a premium holiday and suspend your premium payments as long as your policy account value is sufficient to cover the policy charges. Life protection and extra benefits to give you more protection In addition to life protection, you can also combine FUTURE with a wide range of insurance products we offer to make further protections for you against major illnesses, accidents, as well as medical and hospital expenses. Full range of investment options to meet your investment strategies We offer a choice of different investment funds across various financial instruments and sectors in global markets to fit your investment plans for different stages of life while balancing the risk of your portfolio investment through diversification. You can design your particular investment mix and change your investment strategies from time to time by switching funds or adjusting fund allocation. For details of the funds currently available, please refer to Principal Brochure. To understand your risk profile more, you can complete the Dr. Fund quick quiz. Download Literature Hong Kong (HK) Version Macau Version FUTURE Principal Brochure (219 KB) N/A FUTURE Product Leaflet (1,342 KB) Same as HK Version Fund Fact Sheet Introduction to Investment Managers Leaflet

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