Household Contents Insurance

Choose from four different plans, all providing cover in one package for:

Section 1: Household Contents

a)	Accidental loss of or physical damage to contents and personal property within the insured premises
b)	Alternative accommodation costs for up to 30 days
c)	Loss of cash due to robbery or theft within the insured premises
d)	Personal accident benefits for you and your family members
e)	Public liability

Section 2: Domestic Helper

a)	Liabilities under the Employees' Compensation Ordinance, Chapter 282 and common law
b)	Hospitalization - Daily room and board for up to 45 days - Surgical operation and hospital charges - Emergency dental surgery - Repatriation expenses

Section 3: Personal Accident

a)	Accidental Death or Permanent Disablement
b)	Medical Expenses

Excess	- HK$500 for each and every claim under:
	Section 1a - Household Contents Section 2b - Surgical operation and hospital charges    Emergency dental surgery

At every policy anniversary, some major benefit levels under Section 1 will be increased by 10% per annum as an inflation-proof bonus for the first three years at no charge, unless there is claim under the policy.

We also provide insurance for Personal Life and Health and Employee Benefits.

Note: the contents listed here are for general information only. For detailed terms and conditions, please refer to the relevant policy document. To request a copy, please call the Customer Hotline of our General Insurance Department at 2519-1770 or send us an e-mail message.

General guidelines on Claim Procedures