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MAXX Savings Series



Life is like cruising down a highway with majestic scenery along the way. The further you travel, the brighter your future should look. To make your journey through life easier, you need a plan that can maximize your savings potential, enabling you to move ahead confidently. The MAXX Savings Series provides a choice of three premium payment terms offering potentially higher returns, which help accelerate your wealth accumulation, and ensure that your savings target can be met. What’s more, the MAXX Savings Series requires no financial or health evidence. There is no simpler way to enjoy a wide range of benefits as you move towards your goals in life.

Enriching your wealth has never been so easy
  • Guaranteed Cash Value that safeguards your returns – Our MAXX Savings Series offers you rapid growth through the added reassurance of a Guaranteed Cash Value payment upon surrender. As this payment is guaranteed regardless of the performance of the investment market, you can be reassured your savings target will be met.
  • Annual Dividends1 that make it easier to grow your wealth – In addition to Guaranteed Cash Value, you can further enjoy annual dividends1 declared by our Company. As these dividends will be accumulated at the current interest rate2, ensuring a more attractive return and therefore a much more relaxing life.
  • Special Investment Bonus3 to further maximize your wealth accumulation plan – Upon surrender after the policy has been in force for 5 years, you will receive a one-off special investment bonus that will further grow your wealth and maximize the value of your savings.

Flexible premium payment terms

The MAXX Savings Series offers you a choice of three premium payment terms – “MAXX 4”,“MAXX 8” and "MAXX 12". By choosing the payment option best suited to your individual needs and paying up the premiums in 4 years, 8 years or 12 years4, you can reach your savings target and enjoy abundant returns more easily.


Enjoy guaranteed issue upon application

Application for the MAXX Savings Series is amazingly easy! With no financial or health evidence required, you can start moving towards a brighter future in no time at all!


Enjoy all-round protection and peace of mind
  • Emergency cash protection – Should you have any unexpected financial needs, you can withdraw your accumulated dividends (if any) or withdraw your Guaranteed Cash Value as a loan at any time.
  • Life protection – You can enjoy life protection up to age 100. In the unfortunate event of death, your loved ones will receive death benefit that is equivalent to the Minimum Death Benefit and accumulated dividends and interest, or Surrender Value upon death, whichever is higher. Ultimately, you can rest assured that the plan’s growth power and higher amount of compensation will also benefit your loved ones.
  • Supplementary protection – Our Company offers a wide range of supplementary insurance products5 including protection against major illness, accidents, disability and the financial burden caused by medical expenses. You can choose the supplementary insurance products best suited to your insurance needs and enjoy all-round protection that gives you total peace of mind.


MAXX Savings Series At A Glance


Premium Payment Term44 years / 8 years / 12 years
Life Protection Coverage PeriodUp to age 100
Guaranteed Cash ValueGuaranteed by our Company to be payable upon surrender
Annual Dividends1Declared annually. You can either choose to withdraw them or leave them with us to earn interest
Special Investment Bonus3A one-off bonus payable upon surrender after your policy has been in force for 5 years
Surrender ValueEquivalent to Guaranteed Cash Value, Special Investment Bonus, accumulated dividends and interest
Death BenefitEquivalent to:
  • The Minimum Death Benefit and accumulated dividends & interest, OR
  • Surrender Value upon death
(Whichever is higher)
    1Annual dividends are not guaranteed and may be changed, from time to time, by the Company.
    2The current interest rate for accumulated dividends is not guaranteed and may be changed, from time to time, by the Company.
    3Special Investment Bonus is not guaranteed and may be changed, from time to time, by the Company.
    4You may also choose to put all of your premiums into the Future Premium Deposit Account in the form of a one-off lump sum, to earn interest out of this account and pay for the future premiums. Please note that the interest rate is not guaranteed and may be changed by the Company from time to time.
    5Normal underwriting procedure is required for applying for the supplementary insurance products.

    Note: The amount of non-guaranteed benefits above (if any) will be determined by the Company from time to time having regard to the past investment performance of as well as future investment outlook for underlying assets which support relevant insurance policies.

    Click here to download MAXX Savings Series Product Leaflet in Acrobat (PDF) format (405 KB)
     
     

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    The plans are subject to terms, conditions and exclusions of the relevant policy contracts. We reserve the final right to approve any application.This web page contains general information only and does not constitue any contract between any other parties and us. It is not a policy. For detailed terms, conditions and exclusions of the plans, please refer to the relevant policy contracts.

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