Motor Car Insurance

Under the Motor Vehicles Insurance (Third Party Risks) Ordinance, the user of a motor vehicle on the road must insure his or her liability for the death or bodily injury of third parties.

We provide two forms of cover:

a)	Third Party Only
	This covers the legal liabilities under the Ordinance for the death or bodily injury of third parties and also third party property damage.
b)	Comprehensive
	This covers any accidental loss or damage to the insured car, in addition to the Third Party Only cover.

A No-Claim Discount is granted subject to proof of claim-free experience.




We also provide insurance for Personal Life and Health and Employee Benefits.

Note: the contents listed here are for general information only. For detailed terms and conditions, please refer to the relevant policy document. To request a copy, please call the Customer Hotline of our General Insurance Department at 2519-1770 or send us an e-mail message.

General guidelines on Claim Procedures