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Retirement Planning

Retirement planning is a long-term investment strategy. It is crucial to have an experienced and reliable partner to help you plan for your retirement. Find the solution that best fits your retirement needs with AXA.

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  People in developed countries are living longer than ever before. While this is good news, it is essential that pre-retirees like yourself start planning early to avoid the risk of outliving our assets. AXA’s RetireConfident IncomeLife Plan, a new product specially designed to guarantee^ your future retirement income, provide extra growth potential and protect your family, can be of real benefit to you.
   
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  You've been working hard for your money, of course your money should work even harder for you. That's why we here at AXA brings you an innovative product series — DIMENSIONS Savings Investment Series — to help you maximise your money's growth potential. It combines the advantage of guaranteed cash benefits and unlimited upside potential from the global equity market all-in-one policy.
   
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  Retirement is the beginning of a new chapter in your life. It’s almost like a second birthday. Do you want to retire earlier and what kind of life do you want after it? Having good financial planning is one of the best ways to help make your dreams come true and make you be life confident. FUTURE offers you an opportunity that may help you achieve your retirement goal with ease.
   
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  An investment-linked insurance plan, offers choices with different premium and life protection.
   
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  An investment-linked insurance plan, gives you a lump sum investment opportunity.
   
  It's a fact of life that you don't get anywhere unless you plan ahead. In order to reach your savings goal sooner, you need to adopt a smarter savings approach. We understand deep down your desires to pave a secure future for yourself and your loved ones. Therefore we are pleased to bring you the Smart Saver II Savings Series, which lets you enjoy a wide range of benefits and protection.
   
  The MAXX Savings Series provides a choice of two premium payment terms offering potentially higher returns, which help accelerate your wealth accumulation, and ensure that your savings target can be met. What’s more, the MAXX Savings Series requires no financial or health evidence. There is no simpler way to enjoy a wide range of benefits as you move towards your goals in life.
   
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  We've called our product the Double Easy Mandatory Provident Fund (the Plan) because it is exactly that - easy for you, the employer and easy for employees (and the self-employed persons). Under the Plan, your every MPF need is taken care of.
   
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  Elite MPF is a flexible MPF scheme that provides a total solution for your MPF and retirement needs.

Elite MPF offers a suite of diversified investment portfolios. Each fund invests in a different combination of asset classes and has a different long-term expected return and associated short-term risk profile. Each fund is managed by a blend of specialist fund managers chosen for their expertise in each asset class, and is designed to deliver consistent and competitive long-term returns while minimising risk.
   
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^The guarantee will be available if you choose to start the Guaranteed Minimum Income Benefit at the 10th policy anniversary or any subsequent policy anniversary until the end of the 30-day period from the policy anniversary immediately before the insured’s 76 birthday. Withdrawal from the account value will affect the amount of the guarantee. Please refer to Important Information of Principal Brochure for further details.

*These plans are plans authorized by the SFC. Such authorization does not imply official approval or recommendation.

#ipac asset management limited (ipac) is appointed as the delegate of the investment manager for the multi-manager funds under Elite Mandatory Provident Fund. The multi-manager investment approach means that ipac considers leading specialist fund managers from around the world and appoints those specialist fund managers it believes are most suited to particular portfolios. Depending on the nature of a portfolio, only one specialist fund manager may be appointed to manage that portfolio or a mix of specialist fund managers may be appointed. ipac may change the specialist fund manager(s) at any time on giving 3 months’ notice to unitholders subject to the Securities and Futures Commission’s (“Commission”) approval (or such shorter notice as agreed with the Commission). For details of the multi-manager investment approach and the delegation arrangement, please refer to the offering document of Elite Mandatory Provident Fund.

The above products are offered in Hong Kong & Macau by AXA China Region Insurance Company Limited & AXA China Region Insurance Company (Bermuda) Limited. RetireConfident IncomeLife Plan, Signature Series, Dimensions Savings Investment Series, FUTURE, HONEY and HONEY Pot are offered by AXA China Region Insurance Company (Bermuda) Limited only. AXA China Region Insurance Company Limited is an authorised insurer in Hong Kong while AXA China Region Insurance Company (Bermuda) Limited is an authorised insurer in both Hong Kong and Macau.

Each investment fund is subject to market and exchange rates fluctuation and to risks inherent in all investments. The prices of units of any investment fund may go down as well as up. For full details and charges, please refer to the Principal Brocdure of the relevant investment - linked plan or Offering Document of the relevant retirement plan. For Signature Series and RetireConfident IncomeLife Plan, please also refer to Investment Fund Choice Leaflet.

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