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Smart Elite Term & Smart Term Plans
  • 4 benefit periods for you to choose from: 1 year, 5 years, 10 years and protection up to age 75
  • Guarantee of renewability: you may renew your policy at the end of the benefit period regardless of the state of your health before reaching the age of 75
  • Guarantee of convertibility: You can convert your term plan to our specified whole life or endowment plan before the age of 70, without evidence of insurability
  • Flexibility to attach the term plan to your life policy or to set it up as an individual policy
  • Flexibility to combine with other plans to offer protection against major illnesses, accidents, disability and medical expenses
  • Optional benefit of Waiver of Premiums: in case of total disability, we will pay for your premiums
  • Index-linked Increase Endorsement helps to protect your benefits against the effect of inflation
  • Eligibility to join the Smart Preventive Care Programme and enjoy a wide range of professional healthcare services

Make your Smart Choice now !
For more information, please contact your AXA China Region Insurance Consultant or call us on 2519 1888 in Hong Kong.

For detailed terms, conditions and exclusions of the plan, please refer to your policy. This website contains general information only. It is not a policy.



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