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Smart Kid


Smart Kid Insurance Plan realises your saving plan for your child and provides comprehensive protection against illness and accident for your child aged up to 15.

Realising your saving goals for your child

On top of annual dividends (non-guaranteed), the Smart Kid Insurance Plan will pay guaranteed cash endowments equal to 3%, 6% and 9% of the basic sum insured at the end of the 5th, 10th and 15th year respectively.


When your child continues on to university, the Smart Kid Insurance Plan offers a Smart Scholarship, equal to 1% of the basic sum insured, to help you prepare for your child's university life.

The Smart Kid Insurance Plan matures with your child after 20 years, offering you a Maturity Benefit equal to 30% of the basic sum insured to spend for your child's future.

You always hope that misfortune will never strike your child
When misfortune strikes, the Smart Kid Insurance Plan provides comprehensive protection to help your child recover:

Physical Deficiency Cover
restores your child's strength for the next step
Additional Severe Illness Cover provides exclusive cover against five common paediatric illnesses
Major Illness Special Cover
covers 23 major illnesses, with a benefit equal to the basic sum insured

But misfortune may strike you instead
Nothing is harder than the death or disablement of the breadwinner in the family. If this should happen, we will step in and pay your future premiums. In addition, if your employment is terminated, you can apply to extend the premium grace period to six months.


So your child's well-being will always be your prime concern

Other than savings and protection, your child will automatically be enrolled as a Smart Kid Club member and will enjoy all the exclusive services and benefits offered:
    • Health Screening Programme
    • Optional Vaccination Services
    • Comprehensive Dental Care Programme
    • Emotional Quadrant (EQ) and Healthcare Seminars
    • Shopping Discounts and Offers

Make your Smart Choice now !
For more information, please contact your AXA China Region Insurance Consultant or call us on 2519 1888 in Hong Kong.

For detailed terms, conditions and exclusions of the plan, please refer to your policy. This website contains general information only. It is not a policy.
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